August 25, 2006
Save Some Money With These Tips
While I have always given tips on to reduce your insurance premiums, here are some more tips I found recently. One of the most obvious methods of reducing insurance premium is by ensuring that your home has the latest protective gadgets to alert you to a problem immediately. Having home has smoke alarms, fire extinguishers, deadbolts on all exterior doors, and central burglar and fire alarms can help you save up to a maximum of 15 percent.
Build fire resistance by constructing your house with fireproof construction material and earn yourself a 15 percent discount. Houses that are less than 10 years old or those that have been completely renovated by a licensed contractor within the past 10 years also stand to gain. You can save up to 25% depending on the age of your house. And if you are 55 or older, retired and your house is your principle residence, then you may be eligible for a discount. These are typical discount rates, but the figures may vary with companies. It is also possible that your insurance company doesn’t offer certain discounts. So do check with your insurers to know the kind of discounts you can avail of.
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