It’s that time of the year again: open enrollment time. This means you will be among millions of workers who will be evaluating their health-, home-, life- and disability-insurance options. Choosing the right coverage can be a trying experience and you need to check every aspect before you zero in on the policy that's best suited to your needs. Columbusdispatch.com reports:
Have a home office? Did you know all that expensive equipment might not be adequately covered under your homeowners policy? That was news to me. If you have a home-based business, get a business-in home rider, Lankford advises. This will increase your coverage for business property and liability. It will cost you about $150 a year if you have a basic consultant’s office with a computer system and you don’t have clients visiting your home.
Read more: It’s a good time of year to learn more about insurance costs, options
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