November 13, 2006
Checklist Check
What is it that differentiates a regular homeowners’ insurance policy from that of other, more financially savvy people? These people ensure that they update their policies regularly. Got you there didn’t I? If you are like me and most other people, you haven’t bothered to update your policy to mention the new television you bought last fall. While there are no exact numbers, insurance agents say that a lot of people forget to update their insurance policy with everything inside the home.
And this could be a big problem if you are flooded out this hurricane season. While your basic home-owners policy will rebuild your home, it cannot replace what was inside, unless you document it. So if you want to replace the things you lost, you have no other option but to document your stuff. You can both take a picture of it or video tape it in your home and write up the information on the items. Then you should meet your insurance agent who can help you get everything important added to your policy.
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