Homeowners Insurance Lowdown

Carnival of Homeowners #3

--By Sagar Satapathy

Greetings! Welcome to the 3rd edition of the Carnival of Homeowners. This week's carnival features 10 good posts that have useful and interesting information related home. Without further ado, here are the posts in the order they were received.

Darius presents Using A Reverse Mortgage To Pay for Long-term Care and Avoid A Nursing Home posted at Related to Mortgage. Alternatives to Long Term Care Insurance: Using a Reverse Mortgage and Other Methods to Pay for Long-term Care Costs.

Barry Mahfood presents Not Your Mother's Real Estate Web Site: CyberHomes posted at Central Florida Real Estate News. Technology is making a difference in real estate, no question about it. There was Zillow (there still is, really), and now there's Cyberhomes, a Micrsoft Virtual Earth mashup that gives you tons of useful real estate information.

ISPF presents Should You Get a 40 (or 50) Year Mortgage? posted at Grad Money Matters. Very long-term mortgages are offered in some of the west coast cities and are touted as options for bringing home ownership within the reach of the common man. What is the true cost of taking out such a loan? What are the alternatives?

Matthew Paulson presents Don't Keep Your Mortgage for the Tax Deduction posted at Getting Green. If you have a conventional, FHA, or VA loan, you can qualify for a tax deduction each year. This tax deduction is equal to the amount of interest you paid on your mortgage for the previous year.

Tushar Mathur presents Switch Between Fixed and Variable Rate Mortgage with no Closing Costs posted at Life of a Resident Alien.... WaMu has come up with a new kind of mortgage product called Mortgage Plus, that allows you to Switch Between Fixed and Variable Rate Mortgage with no Closing Costs.

Katie presents 3 Steps Toward Solid Financial Freedom Planning posted at Aridni. The path toward financial freedom requires some pretty heavy planning.

Silicon Valley Blogger presents This Old House Is Worth $1.23 Million posted at The Digerati Life. The real estate bubble burst will drill some reality into California’s stubborn homeowners out there who still believe there are chumps around who will be willing to release them from their overpriced shacks at unreasonably stratospheric valuations.

Einzige presents Making Fortunes* in Foreclosures posted at Die Eigenheit. Find a distressed homeowner in a house with a decent amount of equity. If at all possible, your homeowner should be a non-native English speaker and/or have the education level of a 6th grader. Tell the homeowner(s) that you’re there to help them stay in the home.

Kristen Munson presents Advantages of a 15-year Home Mortgage posted at LoanShak. The standard home mortgage loan term seems to be about 30 years. However, if you have the ability to make higher payments, you may find advantages to getting a shorter mortgage loan term, such as a 20-year mortgage or even a 15-year home mortgage.

Amanda Herrington presents Homeowners Insurance Tip: Take a Video Inventory of Your Home posted at Insuranceonyourterms.com. Make a video inventory of your possessions. If you have to file a claim, you be glad you did.

That concludes the third edition of the Carnival of Homeowners. Keep submitting your posts to the future editions of this carnival. A link back would be greatly appreciated.

Carnival of Homeowners #2

--By Sagar Satapathy

Welcome to the second edition of the Carnival of Homeowners. We received a good number of entries for this carnival edition. Here are the posts in the order they were received.

Lock Bumping posted at ExtremePerspective. Are you aware of lock bumping? Watch these videos and see what a thief can do.

Joshua Dorkin presents Establishing a Partnership for a Real Estate Deal posted at Real Estate Investing For Real. If you don’t take the time to work up a formalized agreement and purchase a property with partners, you can get yourself into some real trouble.

Praveen presents 4 Red Flags For Home Repair Fraud posted at My Simple Trading System. Cash Upfront. You should never have to pay in cash, and you should not have to pay the whole amount upfront, regardless of payment method.

WBL presents Improve Your Credit Score by 100+ Points posted at Wealth Building Lessons. 4 easy steps to improving your credit score.

Amy L. Fontinelle presents An Introduction To Closing Costs posted at Personal Finance Advice. Closing costs are often forgotten when considering the price of a house. These are some of the fees you should expect to pay.

ISPF presents A Dollar a Day Keeps the Pests Away posted at Grad Money Matters. Sigh! It’s days like these that I tend to agree with Jim’s devils advocate post - Rent Forever, Don’t Buy A Home! :)

Matthew Paulson presents How to Reduce Your Home Electrical Usage posted at Getting Green. A lot of people rarely ever think about all of the energy that they are using in their home, and as a result they pay a much higher energy bill than they need to. By taking a few simple steps, you can easily reduce your electric bill by anywhere from twenty to forty percent.

Madeleine Begun Kane presents Hapless Home Buyer?s Guide posted at Mad Kane's Humor Blog. The road to buying a house is paved with dwindling bank accounts, devious brokers, and home owners who (you hope) are desperate to sell.

Michael Cook presents Option ARM Resets Are Here posted at Suite101: Mortgages/Loans articles. With the Real Estate market off of its peak, homeowners are seeing their 3 and 5 year adjustable rate mortgages reset to higher rates. Avoid default with good planning.

Livingalmostlarge presents Trusting Trust deeds? posted at Living Almost Large. Do you know or understand trust deeds?

Wealth Building Lessons presents Should You Invest or Pay Off Your Debt? posted at Wealth Building Lessons. Many of us carry debt on our credit cards, car loans, student loans, mortgages, etc. But once you have your emergency funds saved up, the inevitable question arises. Do you invest your savings or pay off your debt?

Silicon Valley Blogger presents Proof That Buying A House Is Impossible In Some Local Real Estate Markets posted at The Digerati Life. In the United States, there are 35 “affordable” markets and 28 “moderately unaffordable” markets. Seventeen (17) markets are “seriously unaffordable” and 27 markets are “severely unaffordable.

That concludes the second edition of the Carnival of Homeowners. Keep submitting your posts to the future editions of this carnival. Thank you for your continued support and contribution to our carnival.

Carnival of Homeowners #1

--By Sagar Satapathy

Welcome to the first edition of the Carnival of Homeowners. Out of the 10 entries we have received, 6 have been selected to be featured on this edition. Here are the posts in the order they were received:

Ybother presents 10 Reasons Why Smart Homes Can't Get Into Your Home posted at A Top Ten List Everyday to Jumpstart Your Knowledge. Smart Homes have been touted as the Next Big Thing. However they have been around for decades and any futuristic movie is sure to showcase their potential. But why ain't our homes like those in Minority Report? Read on to find out.

SengAun Ong presents Freshwater Aquarium Starter Guide posted at Tipskey - Unlock Practicality. Aquarium makes home homelier. It will even be more pleasant if startup of freshwater aquarium is mistake-minimized.

Joshua Dorkin presents Why Pets Are Better Tenants than Children posted at Real Estate Investing For Real. Learn why pets are better tenants than children.

Silicon Valley Blogger presents Stuck In This Housing Market Slump posted at The Digerati Life. A personal story on the impact of the current property market on some people I know.

Investments & Loans presents Simple Living - best buys for DIYs posted at Investments & Loans. For anyone interested in DIY (do-it-yourself) the main benefit lies in keeping your costs down.

Living Almost Large presents Why I hate living in a condo... posted at Living Almost Large. The writer says, "I hate living in a condo this is getting old and frustrating. My little rant".

With this, the first edition of the Carnival of Homeowners is concluded. Keep submitting your posts to the future editions of this carnival. I thank you all for your support and contribution to this carnival.