Homeowners Insurance Lowdown

Carnival of Homeowners #41

Greetings! Welcome to the 41st edition of the Carnival of Homeowners! We have selected 12 posts for this edition. Here you go:

KC Lau presents Do you have the assets to pay for your liabilities? posted at KCLau's Money Tips. An article on whether you hav enuff assets to pay off liabilities and how to create assets.

Andrew Edgington presents Buy Homes in Cyprus - Turn Dreams Into Reality posted at Cyprus Informer. Cyprus benefits from a wealth of resources due to its beneficial location with excellent climate; it is also now a member of the European Union, providing highly beneficial advantages in communications, transportations and trade and growth throughout the economy.

T.Pettinger presents Is This Really the Best Time to Buy A house? posted at Finance Blog. A local estate agent claimed 'this is the best time to buy' - But, can you really trust an estate agent?

Tip Diva presents Tip Diva | Top Ten Tips - Keeping Your Swimming Pool Safe posted at Tip Diva. Summer hasn’t officially started yet, but there are already plenty of news reports about children drowning in swimming pools. In many cases, it was because no one was watching them or the pool lacked appropriate safety features. Here’s how to make sure your pool is safe.

Surfer Sam presents NEW !! How to Sell My House and Get the Most Money. Buyers, Selling, Real Estate Agents, Making the Sale. ! Surfer Sam posted at Surfer Sam and Friends.

Dean Paley presents Mortgage Update May 2008 posted at Personal Money Tips.

LAL presents To escrow or not? posted at LivingAlmostLarge. To escrow your property taxes is it better or worse?

Silicon Valley Blogger presents Split Real Estate Markets: Which Homes Are Holding Up In Value? posted at The Digerati Life.

Jason Rusch presents Ways Of Training Boxer Puppies posted at Boxer Dog Training Information.

Tisha presents Make Sense to Charge our Rent? posted at American Consumer News.

Debt Freedom Fighter presents Life Insurance: Saving Money And Obtaining Good Coverage posted at Discover Debt Freedom!.

Money Answer Guy presents Easy Way to Pay - Pay Bills Online and On Time posted at The Money Answer Guy.

That concludes this edition. Next edition of this carnival will be hosted here on July 20, 2008.

Carnival of Homeowners #40

Greetings! Welcome to the 40th edition of the Carnival of Homeowners. We have selected 10 posts for this edition.

Joe Manausa presents Loan Limits - Contact Your Senator Today! posted at Tallahassee Real Estate Blog.

Andrea Smith presents Is Debt Consolidation Fixing Your Problem? | LoanHunt.com posted at LoanHunt.com.

KCLau presents Ride on the Oil Palm Industry Boom posted at KCLau's Money Tips.

K Farzin presents Stages Of The Mortgage Foreclosure Process posted at Mortgage Foreclosure Process.

Steve Faber presents - How to Write a Hardship Letter to Stop Foreclosure posted at How to Be Debt Free.

Everything Finance presents Simple Foreclosure Solutions posted at Everything Finance.

Dorian Wales presents Why A Mortgage Is An Opportunity And Why We Shouldn’t Fear Mortgages posted at The Personal Financier.

Brice Hogan presents How to Radically Save Money posted at Financialzip.com.

MBB presents Even Celebrities Can Fall On Hard Times And Face Home Foreclosure posted at Personal Finance Beyond Credit Cards.

Brooke presents Why I Assume My Home's Value is the Same posted at Dollar Frugal.

That concludes this edition. Next edition of this carnival will be hosted here on June 29, 2008.

Carnival of Homeowners #39

Greetings! Weclome to the 39th edition of the Carnival of Homeowners. We have selected 10 posts for this edition. Here you go:

Olen presents Pay Off Your Mortgage - Fast! posted at Get Out Of Debt. Nobody likes having a mortgage, but for most of us it's a necessary evil. However, this post puts forward some reasons why you should rid yourself of your mortgage as quickly as you can.

KCLau presents Picking the right Structured Fund posted at KCLau's Money Tips. About picking the right structured funds and all about such funds.

Christopher Johnson presents Getting Approved For A Mortgage posted at christopheraaronjohnson.net. Shine above the rest when you go to apply for a mortgage.

Praveen presents Why Are Mortgage Rates High? posted at My Simple Trading System.

Happy Housekeeper presents Should You Buy a Mattress and a Box Spring Set? posted at Housekeeping Blog.

Silicon Valley Blogger presents Would You Buy This House? posted at The Digerati Life.

Debt Freedom Fighter presents Reshop your Insurance Policies and Save posted at Discover Debt Freedom!.

Debbie presents Go on Vacation Without Adding More Debt posted at Destroy Debt.

Money Answer Guy presents What Types of Insurances Do You Really Need? posted at The Money Answer Guy.

Joshua Dorkin presents You Know That You’re a Real Estate Investor When . . . posted at Real Estate Investing For Real | A BiggerPockets Blog.

That concludes this edition. Next edition of this carnival will be hosted here in June 22, 2008.

Carnival of Homeowners #38

Greetings! Welcome to the 38th edition of the Carnival of Homeowners. We have selected 9 posts for this edition. Here you go:

Black Bear Realty, Inc presents Asheville Mountain Real Estate Blog posted at Asheville Mountain Real Estate Blog.

Happy Housekeeper presents Which Mattress Is Best For You? posted at My Housekeeping Blog.

Vera Lang presents The Importance Of ‘Vacation Home’ Insurance posted at Be Safe Insure .com.

Tip Diva presents Top Ten Tips - Summer Safety posted at Tip Diva.

Tisha presents Keep Cool When You Rent posted at American Consumer News.

Debt Freedom Fighter presents 5 Tips For Finding Financial Freedom posted at Discover Debt Freedom!.

Sarah presents Accessing Mattress Durability posted at Women's Lifestyle.

A. Lee presents Why You Must Consider The Healing Powers of Colors When Choosing Color Schemes For Your Home posted at We Are One World Healing.

Joe Manausa presents How To Analyze Real Estate - The Real Estate Stack posted at Tallahassee Real Estate Blog.

That concludes this edition. Next edition of this carnival will be hosted here on June 08, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #37

Greetings! Welcome to the 37th edition of the Carnival of Homeowners! We have selected 10 posts for this edition. Here you go:

Amy presents Big Decisions: Go Pro or DIY? posted at BBB Consumer Education Blog.

Praveen presents Who Did More Damage... posted at My Simple Trading System.

Steve Faber presents - How to Save Money Building a House posted at Debt Free. One seemingly small error, or wrong move when building a house could cost you tens or even hundreds of thousands of dollars.

Brice Hogan presents Building a Strong Financial Foundation posted at Financialzip.com.

Matt DiChiara presents Apartment Rental News Top Story: Federal Housing Measure on the Move posted at MyNewPlace Blog.

Michael presents Rule to Grow Rich By #2: Refinancing Your Home posted at Small Business Blog.

Heather Johnson presents How to Reduce Your Property Taxes posted at Prime Time Money.

Debt Freedom Fighter presents How to Get Rid of Private Mortgage Insurance (PMI) posted at Discover Debt Freedom!.

FIRE Finance presents Renting Versus Owning Costs posted at FIRE Finance.

KCLau presents When should you rewrite your Will? posted at KCLau's Money Tips. On what you should look out for when considering rewriting your will.

That concludes this edition. Next edition of this carnival will be hosted here on June 01, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #36

Greetings! Welcome to the 36th edition of the Carnival of Homeowners. We have selected 9 posts for this edition. Here you go:

David Hobbs presents Be Kind to Yourself – Get Rid of Clutter and Get Rid of Stress posted at Toxic Kindness.

Vera Lang presents Community Disaster Preparedness Tips - Plan Ahead of Time posted at Be Safe Insure .com. Emergencies & natural disaster can happen everywhere. Prepare to be safe and well for when this happens.

FIRE Finance presents Is Your City Recession-Proof? These 10 Are! posted at FIRE Finance.

MoneyNing presents Right Time to Buy a House? posted at Money Ning. Is it the right time to buy a house?

Mark Runta presents The Housing Myth - Busted! posted at Investing Lessons.

Debbie presents Five Signs That You Shouldn’t Be Buying a House posted at American Consumer News.

Debt Freedom Fighter presents Home Equity Loans: Why They Don’t Make Sense as Part of Debt Reduction Plans posted at Discover Debt Freedom!.

Joe Manausa presents Short Sale Advice posted at Tallahassee Real Estate Blog.

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

That concludes this edition. Next edition of this carnival will be hosted here on May 25, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #35

Greetings! Welcome to the 35th edition of the Carnival of Homeowners! We have selected 11 posts for this edition. Here you go:

Dorian Wales presents How to Successfully Navigate Your Way through Home Renovations: 10 Practical Tips posted at The Personal Financier.

Joseanes presents Make Sure You Can Own A Home posted at Money And Investing. The importance of making sure you can become a home owner, even if you decide not to be one today.

FIRE Finance presents Key Points to Remember About Making a Will posted at FIRE Finance. ing a will, and that too an effective one, may not be an easy task. For most people it is best to get help of an attorney. However there few things to be aware of and some steps to be taken before seeking legal counsel.

Ben presents Home Owners Insurance Can Offer Comfort During Tornados & Floods posted at Money Smart Life. Disasters like a flood or tornado remind you why you write that insurance check every month.

Trevor McKay presents What Kind of Mortgages are Available? posted at All About Mortgage Calculators.

Andrew Caxton presents Lend a Hand With These Wall Hooks posted at Home Decorating Reviews Blog.

Stephan Grindley presents Foreclosure Scams posted at Essential Foreclorsure Pointers.

Mandy Trapper presents About Home Improvement For Bathrooms posted at Home Remodeling Tips And Tricks.

Steve Faber presents - Mortgage Questions to Ask – Make Sure You Get the Right Mortgage posted at Debt Free. If you're looking to refinance your existing mortgage or buy a home with a new one, here some of the most important questions you should ask your prospective broker or lenders.

Debbie presents 8 Ways to Save Money on Lawn and Garden Care posted at American Consumer News.

Debt Freedom Fighter presents How Not to Get Stuck in a Sub-Prime Loan When Looking For a Mortgage posted at Discover Debt Freedom!.

That concludes this edition. Next edition of this carnival will be hosted here on May 18, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #34

Greetings! Welcome to the 34th edition of the Carnival of Homeowners. We have selected 17 posts for this edition. Here you go:

FIRE Finance presents Top 7 Energy Saving Tips for this Summer! posted at FIRE Finance. It makes sense to maximize savings and optimize our energy footprint. Each dollar saved can help us go a long way if a rainy day comes along.

The Investor presents Hands off our falling house prices posted at Monevator.com. Why are rising prices for wheat and rice bad, and yet falling prices for houses not thought of as good? The truth is that for many people, lower real estate prices can't come soon enough.

KCLau presents Insurance Planning Guide for Malaysians [Review] posted at KCLau's Money Tips. A review of Insurance planning guide for Malaysians. This book was written to make you more aware of life insurance protection.

Dorian Wales presents How to Successfully Navigate Your Way through Home Renovations: 10 Practical Tips posted at Personal Financier.

Alexander presents Buy, With an Intent to Sell posted at Wealth Junkies. Many first-time home buyers go shopping for a home thinking that they’ll find the perfect house and live in it happily ever after. It just doesn’t work that way.

Don presents How To Choose Your First Home posted at Tony Travis. Choosing the right first home involves more than browsing homes on the Internet. Here's what first time home buyers should look for when searching for their first home.

Tisha presents Home Efficiency Improvement Tips for the Home posted at American Consumer News.

Debt Freedom Fighter presents 5 Ways To Save Money Today posted at Discover Debt Freedom!.

Steve Faber presents - What is the Mortgage Foreclosure Process? posted at Debt Free. If you may be facing the foreclosure bogeyman, here's what to expect, and when to expect it.

Amy L. presents Using Fall Leaves To Fertilize And Protect Your Lawn posted at Housekeeping Tips. Every year, people spend millions of dollars to purchase commercial fertilizers and mulches for their lawns. Yet at the same time, they rake up the fallen leaves from neighboring trees and put them in the trash.

Luke presents The difference in a minor bathroom remodel posted at Money & Fitness Blog.

Walter W. Fouse presents Avoid Large Actively Managed Mutual Funds posted at Best No Load Funds.

Sarah M presents Are You Ready to Buy a House? posted at The Sexy Secretary. Buying a house is the American dream, but does your current financial situation allow for it?

Raag Vamdatt presents Income Tax (IT) Benefits of a Home Loan / Housing Loan / Mortgage posted at RaagVamdatt.com - Financial Planning demystified.

Mitchel Harad presents Top Tips for Selling Your Home Fast posted at Holy Cash Cow.

Christopher Johnson presents Mortgage Types posted at christopheraaronjohnson.net.

Sveinung Skoglund presents How To Make Window Blinds posted at Window Treatments.

That concludes this edition. Next edition of this carnival will be hosted here on May 11, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #33

Greetings! Welcome to the 33rd edition of the Carnival of Homeowners. We have selected 12 posts for this edition. Here you go:

Mortgage Helper presents Private Mortgage Insurance vs. Combo Loans posted at Mortgage Tips and Credit Help.

Helen Anderson presents 5 Tips for Buying a Home in a Down Market posted at Bankaholic.

Raag Vamdatt presents To float or not to float, that is the question! posted at RaagVamdatt.com - Financial Planning demystified.

Barb A. Ryan presents 1 - Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Ginger presents Debunking the Myth That You Need 20% Down to Buy a Home posted at Girls Just Wanna Have Funds. We all know conventional financial wisdom tells us we should put 20% down on a home, but I’ve always found it difficult to grasp hold of that theory especially now.

Andrew Edgington presents Great Tips For Buying A Cyprus Villa posted at Cyprus Informer.

Jessica Donnovan presents No Real Estate License? Buyer Beware! posted at Real Estate License.

B. Duncan presents House Stealing: Identity Theft + Mortgage Fraud = Big Problems posted at Identity Thoughts - Identity Theft Protection, Identity Theft Prevention. This is an article about an FBI warning that "house theft" is on the rise.

Livingalmostlarge presents What are RE agents for? posted at LivingAlmostLarge. Do we need RE agents? If so why?

Seb presents Read your contracts carefully posted at Pinching Copper. Many families are now turning to the government to ask for handouts because they blindly signed for a mortgage document that they either didn’t read, or fully understand.

Hank presents Should the government save folks facing foreclosures? posted at My Investing Blog.

Joe Manausa presents Selling Your Home - Single Most Import Fact You Must Know posted at Tallahassee Real Estate Blog. If you are thinking about selling your Tallahassee home, I would encourage you to understand how your home value is determined in the Tallahassee real estate market.

That concludes this edition. Next edition of this carnival will be hosted here on April 27, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #32

Welcome to the 32nd edition of the Carnival of Homeowners! We have selected 12 posts for this edition. Here you go:

Andrew Flusche presents Get Homeowner’s Insurance For Your Protection posted at Andrew Flusche, Virginia Lawyer.

Home presents Housing Bust - March 2007 posted at The Home Crowd.

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog.

Dorian Wales presents The Personal Financier: How to Make Sure this is your Dream Home: 7 Practical Tips posted at Personal Financier.

Steve_Leung presents Consumer Rights When Purchasing New Homes posted at Silicon Valley Real Estate Blog. Buying a new home isn't like any other retail purchase. Sometimes getting a warranty and negotiating with the home builder isn't enough to protect you from repair costs or getting ripped-off. Here are some points to remember for new home buyers.

MBB presents Get Your Free FICO Credit Score posted at Money Blue Book: Personal Finance Blog. Having a good FICO score is the first step to getting a mortgage loan.

Monevator presents Are UK house prices finally set for big falls? posted at Monevator.com. The UK led the Anglo Saxon world in house price inflation, but even as the US and Ireland have started to fall, the UK has proven stubbornly resilient… until now. As banks withdraw mortgages, desperate to avoid a US style sub-prime meltdown, is a house price crash finally at hand?

Seb presents There are no victims in the housing bust posted at Pinching Copper. It seems like I can’t go a day without watching or reading another news story about how an innocent American family has become completely overwhelmed by debt.

Debbie presents Five Ways to Increase the Value of Your Home - For Under $100 posted at American Consumer News.

Debt Freedom Fighter presents Reverse Mortgages are a Terrible Idea And You Should Never Get One posted at Discover Debt Freedom!.

Joe Manausa presents Creative Home Selling - Taking A Lesson From Wall Street posted at Tallahassee Real Estate Blog. In today’s tough real estate market, where Sellers seem to far outnumber Buyers, it is important to have a complete “bag of tools” when you desire to sell a home in Florida. Creative Financing - A Required Skill For Realtors.

Joshua Dorkin presents Fuels Costs, High Gas Prices and the Real Estate Investor posted at Real Estate Investing For Real | A BiggerPockets Blog.

That concludes this edition. Next edition of this carnival will be hosted here on April 13, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #31

Greetings! Welcome to the 31st edition of the Carnival of Homeowners. We have selected 13 posts for this edition. Here you go:

KCLau presents Financial Security: How you feel it? posted at KCLau's Money Tips. Article on acquiring financial security and how to increase or protect finances.

Andrew Caxton presents Lighting Up a Home with Tap Lamps posted at Home Decorating Reviews Blog.

Helen Anderson presents 8 Easily Avoidable Causes of Business Debt posted at Bankaholic.

Dorian Wales presents The Personal Financier: How to Make Sure this is your Dream Home: 7 Practical Tips posted at The Personal Financier.

Dax Desai presents Buying a Foreclosure Property posted at High Return Investing with Dax. My Foreclosure Buying Experience as well as a FAQ: The Guide to a Successful Foreclosure Offer.

Alex M presents Here You May Compare House Short-term And long-term Rent posted at Real estate: where? how much?.

Barb A. Ryan presents Your Family Financial Planning posted at Pasadena Financial Planner.

Faron Benoit presents Shop Around for the Best Home Mortgage Rates posted at Financial Learn.

Robert Phillips presents Negotiation Tactics for Dealing with Home Sellers posted at REAL ESTATE INVESTING.

Debbie presents Sell Your House Fast and Make More Money Doing It posted at American Consumer News.

FIRE Finance presents File 2007's taxes to get your Economic Stimulus Rebate Check! posted at FIRE Finance. Looks like paying taxes to Uncle Sam this year is really worth it! To get our rebate check from the Economic Stimulus Act of 2008 we have to file our taxes for 2007.

Ned presents 3 Free Tools to Check Your Homes Value posted at Mortgage Lending Made Simple. It can save you money to know how much your home is worth. Check your value with these 3 free tools.

Ray presents The Economic Stimulus Tax Rebate posted at Money Blue Book.

That concludes this edition. Next edition of this carnival will be hosted here on April 06, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #30

Greetings! Welcome to the 30th edition of the Carnival of Homeowners! We have selected 12 posts for this edition. Here you go:

KCLau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau's Money Tips. An article discussing some of the ways one can reduce unnecessary expenditure.

Thursday Bram presents Rebuilding After A Disaster: Create A Home Inventory Now posted at Wise Bread.

Eric Aasness presents New Conventional Loan Limits have Lots of Red Tape posted at Team Reba Real Estate. Team Reba blog is about real estate and all tings related.

Reba Haas presents Welcome Wagon is online - how does that work with dropping off fresh baked cookies? posted at Team Reba Real Estate. Team Reba blog is about real estate and all things related to good living.

Dave presents Making My Crappy House Look Less Crappy with New Siding. Part 1 | Welcome Back Rosenthal posted at Welcome Back Rosenthal. Dave says, "Maybe you can tackle the job of putting up your own siding. Here's how it's going for me so far".

Alex M presents Find Here The Best Basement Finishing Tips posted at Real estate: where? how much?.

Phil for Humanity presents Stop Watering Your Lawn posted at Phil for Humanity. Phil says, "My dream is that one day people will stop being so wasteful".

MBB presents The Fading American Dream of Home Ownership posted at Money Blue Book.

Deb presents Sell Your House Fast and Make More Money Doing It posted at American Consumer News.

Seb presents Renters beware posted at Pinching Copper. So if a home that rents for $1500 a month carries a $2500 mortgage, who pays the difference? And just how long do you think your landlord can afford to carry a $1000 deficit every month?

Faron Benoit presents Typical Closing Costs of Refinancing posted at Financial Learn.

Joe Manausa presents The Creative Cure For Selling Your Home posted at Tallahassee Real Estate Blog. Creative financing can increase the buyer pool for a home and get it sold when other marketing methods fail.

That concludes this edition. Next edition of this carnival will be hosted here on March 30, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners # 29

Greetings! Welcome to the 29th edition of the Carnival of Homeowners. We have selected 13 posts for this edition. Here are the posts in the order they were received.

Alanna presents The Foreclosure Crisis Continues posted at BBB Consumer Education.

Dorian Wales presents Buying a Home – an In-Depth Look at the Process posted at The Personal Financier.

FIRE Finance presents Three Good Habits of Successful Retirees posted at FIRE Finance.

Aussie Investor presents Emergency Cash Fund posted at Money Management Personal Finance Blog.

Veteran Military Wife presents Why My House Has the Better Resale Value posted at Life Lessons of a Military Wife. Keep these things in mind before buying or selling your home!

Raag Vamdatt presents To float or not to float, that is the question! :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com - Financial Planning demystified.

Alex M presents What Everybody Should Know About Civil Building posted at Real estate: where? how much?.

Robert Phillips presents 5 Magic Questions Every Real Estate Investor Should Ask posted at REAL ESTATE INVESTING.

Cubicle Dropout presents My Home Improvement List for 2008 posted at Cubicle Dropout. Home improvement projects I plan on undertaking over the summer in order to maximize profits when I sell my house.

Debbie presents Understanding Homeowners Insurance Policy Coverage posted at American Consumer News.

Debt freedom fighter presents Interest Only? ARMs? Those lead to Foreclosure. Get the Mortgage That Works For You posted at Discover Debt Freedom!.

Mark J. Donovan presents Basement Remodeling | Finishing Basement | Finished Basement posted at HomeAdditionPlus. Mark discusses tips on planning a basement remodeling project.

MBB presents Review of House Flipping and Home Hunting Shows posted at Money Blue Book.

That concludes this edition. Next edition of this carnival will be hosted here on March 23, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #28

Greetings! Welcome to the 28th edition of the Carnival of Homeowners. We have selected 14 posts for this edition. Here are the posts in the order they were received.

John Crenshaw presents Paying Off Your Mortgage - Will It Save You Money? posted at Truthful Lending Mortgage, Refinance Advice. There's been quite a bit of debate lately over whether or not you should pay off your mortgage or invest any extra money. This article explores the different mortgage payoff methods and will help you decide which, if any, are right for you.

Wenchypoo presents This Just In: Feeling the Pain of Home Over-Improvement posted at Wisdom From Wenchypoo's Mental Wastebasket. Looks like "house bling" has finally found an end.

Debbie presents What Mortgage Lenders Look For » American Consumer News posted at American Consumer News.

Ray presents How To Find a Great Apartment Rental and Get Cash Back posted at Money Blue Book. Use Rent.com To Find An Apartment And Get Money Back.

Livingalmostlarge presents Moving up in mortgages? posted at Living Almost Large. Can you move up in mortgage? Should you? Is it only for people in their 20s?

Joe Manausa presents Rent Versus Ownership - A Tallahassee Real Estate Case Study posted at Tallahassee Real Estate Blog. This entry analyzes the results of owning a home for the past 17 years versus leasing one. The numbers used are "real world" and demonstrate the value of long-term home ownership.

Jay Medina presents When banks compete, you lose posted at HelpfulAdvisor.com.

Madeleine Begun Kane presents The Up Side Of Winter posted at Mad Kane's Humor Blog.

Seb presents Lies your realtor tells you posted at Pinching Copper. There are a lot of desperate realtors trying to make a sale. We’ve been going to a lot of open houses recently, and we’ve noticed that more and more realtors are telling us the same lies and half-truths.

Carole Fogarty presents The Emotional Cost of Clutter: posted at THE HEALTHY LIVING LOUNGE. We all have an emotional attachment to our stuff. Sometimes healthy and sometimes very unhealthy. The trick is to take an honest look at everything that you own and decide the emotional cost it is having on the flow of your life. Clutter greatly influences the sale of homes.

Marcus McCray presents To Short Sell Or Not To Short Sell Your Home posted at Hook Me Up!.

Andrew Edgington presents Tips For Before You Enter The Cyprus Property Market posted at Cyprus Informer. Buying a second house is what most people do these days. If you're buying a piece of land or buying a property in Cyprus you'll find it's the best investment you'll ever make or maybe your second.

Rio presents How to buy a house that’s right for your family and finances posted at Get Financially Fit!.

KCLau presents Top 39 Essential Rules of Investing posted at KCLau's Money Tips. 39 useful tips on how to make your money work hard for you. These are tips that would allow you to grow your wealth safely and soundly.

That concludes this edition. Next edition of this carnival will be hosted here on March 16, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #27

Greetings! Welcome to the 27th edition of the Carnival of Homeowners. We have selected 13 posts for this edition. Here you go:

Nigel Swaby presents FHA Wants to Help You Refinance posted at Salt Lake Real Estate Blog.

Charles H. Green presents Decaying Social Trust and Moral Indignation posted at Trust Matters. Some homeowners are now making the "business decision" to walk away from predatory subprime mortgages as a bad business debt.

Shamelle presents Thinking About Money The Rich Dad, Poor Dad Way posted at Enhance Life.

Madeleine Begun Kane presents Trash Day posted at Mad Kane's Humor Blog. Home Owners Humor.

Abdulrasool Sumar presents 5 Mortgage Lessons to Learn from the Rich posted at Mortgage Calculators. This article is going to study the mortgage tactics of these rather affluent people because it's not all about the amount of money they make, it's about how they treat their money.

Alex M presents Now Find Out Tips For Buying A First House posted at Real estate: where? how much?.

Life. Money. Development. presents Acquiring the Habits of Highly Successful Students posted at Life. Money. Development.. Expanding on how to hone our learning skills. Useful for school, business and life in general.

Debbie presents Don’t Be Up a Creek Without A Paddle. Buy Flood Insurance. posted at American Consumer News.

HowToMe presents How to Make an Arched Curtain Rod posted at HowToMe. HowToMe says, "Have you ever wondered if there is an economical way to hang a curtain in an arched window? A really smart lady arrived at the solutions years ago and I’m still impressed. This is what she did."

FIRE Finance presents 15 Financial Failings That Will Prevent An Early Retirement! posted at FIRE Finance. Put off indulging in bad habits that will cost you money in both the short and long term, and you will reach your goal of a relaxing retirement that much sooner.

Raymond presents Review of House Flipping and Home Hunting Shows posted at Money Blue Book. Lots of great real estate oriented shows on TV.

Gavin R. Putland presents Can you stop paying the mortgage and keep the house? posted at The world according to GRP.

Colleen Kulikowski presents Western New York Blog Carnival - February 25, 2008 posted at Buffalo Niagara Falls Real Estate & Home Sales.

That concludes this edition. Next edition of this carnival will be hosted here on March 02, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #26

Greetings! Welcome to the 26th edition of the Carnival of Homeowners. We have selected 24 posts for this edition. Here you go:

KCLau presents Withdraw EPF Money for Home Loan Installment: How it affects your Retirement Fund posted at KCLau's Money Tips. An article on using EPF money for financing a home loan.

Stephanie presents Smaller is Better - TT # 21 posted at Stop the Ride!. Thirteen reason why owning a smaller home is better.

Debbie presents 10 Inexpensive and Easy-to-Install Green Solutions posted at American Consumer News.

Chief Family Officer presents I'm considering re-financing our mortgage posted at Chief Family Officer. The recent rate cuts have got me thinking about re-financing our mortgage.

Michael Lindekugel presents Lease Purchase or Lease Option? posted at Team Reba Real Estate. Buying or selling a home through a Lease Purchase or Lease Option.

Kristin presents It’s now a Felony to LIE on a Loan Application posted at The Financial Engineer.

Ana presents Pay Off Credit Cards with a HELOC? posted at DebtFREE-Revolution. Home Equity loans are touted as a way to "get out of debt" but are they really smart?

FIRE Finance presents Wild Fire Disaster Preparation - Home Insurance Coverages! posted at FIRE Finance. This post discusses what our home insurance policies should cover to help us claim appropriate replacement costs for our damaged properties and valuables.

RacerX presents Mortgage Crisis vs Integrity posted at Life, Liberty and the Pursuit of Money. 60 Minutes ran a piece about the mortgage crisis. This featured a couple that was walking away from the mortgage even though they can still make the payments as the house probably wasn't worth what they were paying for it. Do you ahve a moral obligation to follow through on your commitments?

Raymond presents Pay Off Your Mortgage With Credit Cards posted at Money Blue Book.

Mark Runta presents Five Considerations For Refinancing Your Mortgage posted at Investing Lessons. Consider these points before you refinance your existing mortgage.

Amy Fontinelle presents Book Review: Investing in Duplexes, Triplexes and Quads posted at Two Pennies Earned. Owning a residential multifamily property can be a great way to be a homeowner while accumulating wealth.

Jesse presents CFLs and giving your house a little self respect posted at The Penny Saved. Changing lights over to CFLs.

Home Theater Point presents Home Theater Systems for Small Rooms posted at Home Theater Point. Most of us don’t own a twenty room villa, but have to confine ourselves in smaller spaces. The living room is often home to computers, tables and closets - and so cannot fully be used for a home theater system.

Adfecto presents Rural Living Headaches posted at Adfecto Abundantia - Aspire 2 Wealth. Learn how difficult (and expensive) it can be to bring 21st century conveniences to homes that are even just a stone's throw outside the city limits.

Llamamoney presents Energy costs are through the roof posted at Llama Money. Before buying a home, do the math on energy costs.

DotLobby presents What is a Recession? 4 Signs and Symptoms posted at DotMakeMoney. DotLobby says, "Of course, you probably could have looked that up yourself, so let’s look at the subject in a more “How does this affect me?” way..."

Steve Faber presents - Disount Online Stock Brokers - A Comparison posted at Get Debt Free. You really can get HUD homes at auction for 50% off. Wait! Hold on! Not everyone can take advantage of this program, but you don't have to be a low income home buyer. Read on to find out if you're one of those that can qualify and what you have to do.

Tyler presents Understanding Mortgages posted at Dividend Money. Understanding how mortgages work and how to use them to your advantage.

Aaron Simac presents 2 quick easy fixes for less than $10 each posted at On Home Comfort. Energy Efficiency tips cheap and easy to save money on your home.

Nivek presents Free Home Bar Plans and Wine Rack Plans posted at Money Clipped.

Andrew Caxton presents A Brave New World in Kitchen Islands posted at Home Decorating Reviews Blog.

Andrew Edgington presents Luxury Apartments in Northern Cyprus posted at Cyprus Informer. Cool video showing you some luxury apartments in Northern Cyprus.

John Crenshaw presents The Biggest Scam Your Bank Gets Away With Everyday posted at Truthful Lending Mortgage, Refinance Advice. This little known scam accounts for a huge portion of fees paid to banks every year and is going on right under your nose. The worst part is, it's completely legal.

That concludes this edition. Next edition of this carnival will be hosted here on February 25, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #25

Greetings! Welcome to the 25th edition of the Carnival of Homeowners. We have selected 10 posts for this edition. Here you go:

Jose DeJesus MD presents Jumbo Mortgage - Stimulus Package may Save You Money posted at Physician Entrepreneur.

Kevin Fleming presents 5 Great Reasons to Switch to Dish Network from Cable posted at Satellite TV Guru.

T.Pettinger presents Tips for Selling Your House in A Buyers Market posted at Mortgage Blog. With house prices falling, sellers may be worried about how to get a reasonable price for their home. These are few tips which will help get a good selling price.

KCLau presents 6 Money Tips Added into my New E-book posted at KCLau's Money Tips. Writeup on new financial tips on how to save money in the ebook downloable from the blog site.

Mitch McDonald presents Save on purchasing major appliances posted at FYI About.com.

Debbie presents Don’t Charge It- Recharge it posted at American Consumer News.

DotLobby presents What is a Recession? 4 Signs and Symptoms posted at DotMakeMoney. Of course, you probably could have looked that up yourself, so let’s look at the subject in a more “How does this affect me?” way...

Raymond presents Top 6 Reasons And Considerations Why Your Home Isn?t Selling, And Ways You Can Improve posted at Money Blue Book.

Sutocu presents Building a Home Theater on a Budget posted at Home Theater Point. Most of us consumers live under the constraints of a budget. As competition emerges along with newer technologies, we hopefully see a downward trend in the prices of existing products. This is good news, if you are willing to be content with last year’s technology. You can actually save thousands on your home theater system.

Abdulrasool Sumar presents 15 Year Mortgage or the 30 Year Mortgage? posted at Mortgage Calculator. Most people want to fully pay off their homes, so that they do not have to worry about the mortgage payment each month. Most people also realize that if you select the 30 year mortgage, you will be paying a heck of a lot of interest, adding up to $200,000 - $500,000 depending on the size of your mortgage loan.

That concludes this edition. Next edition of this carnival will be hosted here on February 13, 2008. Submit your blog articles using your Blog Carnival Submission Form.

Carnival of Homeowners #24

Greetings! Welcome to the 24th edition of the Carnival of Homeowners. We have selected 14 posts for this edition. Here you go:

Junior Vega presents Pool where girls drowned lacked basic safety devices posted at Florida Insurance & Risk Advisor. Basic pool safety can save the lives of your children.

Donovan Snelleman presents Resurrect that Room posted at ImprovedLife.ca. This article talks about how someone can bring a room that tends to be avoided back into a function state.

Brooke presents RV Living - Tumbleweed Houses posted at Dollar Frugal. Brooke provides an interesting alternative to the traditional home. Will DH go for it?

Gerald Grinter presents Know Your Stuff! posted at Team Reba Real Estate. Team Reba is a group of real estate and related professionals. The blog discusses all thing related to real estate and celebrates life!

KCLau presents Why Financial Planner will be the Hottest Job in 2008 posted at KCLau's Money Tips. An article on why financial planning will be a hot job this year. Also the introduction of financial planning into various domains in life, eg. education.

Bela presents How to Catch a Mouse | House Chronicles posted at House Chronicles.

Andrew Edgington presents Buying a Villa In Northern Cyprus posted at Cyprus Informer. Why you might be asking? Simple, Cyprus has everything; Great weather all year round, the cost of living is cheap, rich culture, very friendly people, and what is great it offers the a very safely environment, so this makes a great place for investors to invest there money into property over here.

Steve Faber presents - House Foreclosures - The Main Causes - Have They Changed? posted at Debt Free. It's all over the media that house foreclosures have risen dramatically. The numbers are up, and on hearing the news stories, you'd expect the cause to be clear; bad mortgages and rising mortgage payments. Is it really?

Michael Bass presents Dave Ramsey, Peter Schiff, and decline of U.S. Economy. posted at Debt Prison. There are two distinct differences in their perspectives concerning our U.S. Economy and monetary policy that I find puzzling.

Debbie presents ARE YOU COVERING MORE THAN YOUR RENT? posted at American Consumer News.

Nigel Swaby presents Fed Rate Cut Makes the Time Right for an ARM posted at Salt Lake Real Estate Blog. The Fed on a rate cutting cycle make adjustable short term mortgages very attractive right now.

Raymond presents Home Seller’s Pain Is My Gain As A Renter - Taking Advantage Of The Mortgage Crisis posted at Money Blue Book. Take advantage of the housing mess by renting!

Ginger presents American Dream Reloaded posted at Girls Just Wanna Have Funds. The American Dream. Is it? If we can move away from the emotional aspect of buying a home we will be able to dissect whether or not it is a wise decision.

Ted presents Recession 101- Five Signs to Know You're in One posted at Seasoned TradeLines. With all the talk about an impending recession, most Americans are just trying to keep their head above water. This post offers practical understanding about what a recession is and what it means to them.

That concludes this edition. Next edition of this carnival will be hosted here on February 03, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Carnival of Homeowners #23

Greetings! Welcome to the 23rd edition of the Carnival of Homeowners. We have selected 20 posts for this edition. Here are the posts in the order they were received.

Brooke presents Home Equity Loan posted at Dollar Frugal. Trying to pay down her mortgage quickly, Brooke looks into "alternative" financing.

Madeleine Begun Kane presents False Alarm posted at Mad Kane's Humor Blog.

KCLau presents Top 10 Personal Finance Books in History posted at KCLau's Money Tips. A list of the top 10 books which provide rich insight into issues related to personal finance.

The Dough Roller presents How to Prevent Another Subprime Mortgage Debacle (or, “What My Dad Knew Long Ago”) posted at The Dough Roller. A simple solution to preventing another mortgage meltdown.

Goldfish presents Why Buying a Luxury Car is Smarter than Buying a Luxury Home posted at Contrarian Goldfish.

Heidi Whitaker presents Can Home Improvements Improve the Success of Your Home Business? posted at Work from Home Choices. Living Room Before and After picture included in article.

Ted presents 4 Tips To Surviving The Real Estate Market posted at Seasoned TradeLines. It is easy to caught up in the hysteria surrounding the real estate market. I offer 4 tips to help you stay focused and survive the slump.

Changeyourtree presents Two Simple Savings Concepts You Should Be Utilizing But Probably Aren?t posted at Change Your Tree. Winning with money requires the use of many different techniques all working together. Here are two great techniques that will build great strength in your finances.

BeThisWay presents Foreclosure Affects New Buyers, Old Buyers and You posted at Are You Going To Be This Way The Rest of The Time I Know You?.

Andrew Edgington presents Why Has Cyprus Become The Hottest Place To Buy Property? posted at Cyprus Informer. Cyprus properties are now the hottest items in the real estate market for Europe. Over the last 5 years analysts have been predicting this trend will keep rising and the last 4 years they have got this right.

Cfgoulart presents Hard Money Options In Todays Real Estate Market posted at Real Estate Money Matters.

Leftwingchristian presents Maintenance Monday: Battery Check posted at Suburban Wife's Daily Dollar Diary. Leftwingchristian says, Smoke detector batteries should be replaced once a year. I do it on or around January 1 because that's an easy date to remember. Did you remember to put fresh batteries in your smoke detectors?

Mitch McDonald presents Sell Your House And Rent It Back: Avoid Foreclosure posted at FYI About.com.

Praveen presents My Simple Trading System: Too Broke to Sell Their Home posted at My Simple Trading System.

Doug Ragan presents A Simple Fix For The US Economy posted at I'm A Pundit Too. A quick rundown of what helped cause the real estate crises and what can be done to fix it.

Chief Family Officer presents My experience with a home protection plan (aka home warranty) + an update on our washer posted at Chief Family Officer. One homeowner's experience with American Home Shield and whether to keep buying the home warranty.

Mark Runta presents Now, Later or Never posted at Investing Lessons. To leverage your money and life-style, consider phasing in home improvements.

Raymond presents Ways To Protect Your Home From Burglars And Break Ins When You Are Away posted at Money Blue Book. How to safeguard your home from opportunistic burglars. Increase the path of resistance to your home and its contents.

Jim presents How To Use A Plumbing Snake posted at Plumbing Snake Etc. Find out how to use a plumbing snake to unblock a clogged drain.

Sutocu presents Onkyo HT-S907 Review posted at Home Theater Point. Home theater systems are Onkyo’s specialty, and that can readily be seen from the high quality of their home theater repertoire, of which HT-S907 is a prime example.

That concludes this edition. Next edition of this carnival will be hosted here on January 27, 2008. Submit your blog articles using our Blog Carnival Submission form.

Carnival of Homeowners #22

Greetings! Welcome to the 22nd edition of the Carnival of Homeowners. We have selected 16 posts for this carnival. Here are the posts in the order they were received.

John Wen presents Foreclosure - Top 3 Myths about Home Foreclosures posted at foreclosure-help-centers.com.

Dorian Wales presents Personal Financier: Why Taking on a Mortgage Is Leveraging: Understanding the Potential Risks and Benefits posted at Personal Financier.

KCLau presents KCLau’s Money Tips in 2007 - Personal Finance Articles Yearly Roundup posted at KCLau's Money Tips. A roundup of finance related article discussed in 2007.

Tiffany Washko presents The Self Sufficiency Handbook posted at Natural Family Living Blog.

Lucynda Riley presents HGTV Dream House 2008, I don?t think so. posted at Bound Down South.

Bentley Humphreys presents How To Estimate & Determine A Property's Value Accurately! posted at Bentley Humphreys. Real Estate valuation from a professional insider - a Certified Real Estate Appraiser discusses how to accurately value a property.

Praveen presents My Simple Trading System: 5 year Freeze on Teaser Rate Mortgages posted at My Simple Trading System.

Abdulrasool Sumar presents Mortgage Tips - Borrowing the Right Mortgage Loan for Financial Success posted at Mortgage Loan Calculator. When you sign that 25 year fixed term mortgage, it will seem like it will take you forever to pay off your mortgage. However, this amortization term could be significantly reduced if you follow any of these tips: - Pay a little extra every month towards the principal mortgage.

Leftwingchristian presents Maintenance Monday: Furnace Filters posted at Suburban Wife's Daily Dollar Diary. When was the last time you changed your furnace's filters? Tis the season -- and that blizzard of dust flying around could be telling you something. Apparently one should replace their furnace filters every three months; it had been no less than three YEARS since I changed my filters. Talk about overdue!

Reba Haas presents Liability and insurance issues to consider for sellers posted at Team Reba Real Estate. Team Reba is a Seattle based real estate firm. The blog focuses on all things real estate related and much more!

The Skilled Investor presents Fund Authority Scores - Taking the Snake Oil Out of Investment Fund Evaluationt posted at THE SKILLED INVESTOR Blog. Superior mutual fund and ETF performance charts are the sales tools of modern financial snake oil salesmen. They allow investment fund promoters to market selectively their supposedly superior funds and to allege that their excessively high fees are worth it.

T.Pettinger presents Ratio of House Prices to Income in UK posted at Mortgage Blog. A look at the rising ratio of house prices to incomes (mainly in the UK). Also considering the wider implications of these rising ratios.

Bonnie Krueger presents What Options Do I Have If I Am Behind On My Mortgage Payments? posted at Home Loans And Mortgages.

Allen Taylor presents Is Your Annuity Good or Bad? posted at Investing World Today. Annunities are a misunderstood investment vehicle. I break down the good and bad of Annunities so you can better understand them.

Isabella J Mori presents Reverse Mortgages posted at Jeannie Kamins, Realtor. Considering a reverse mortgage? Be careful!

Ryan-Careonecredit presents Cable and Satellite TV posted at Care on Credit. Are you trying to decide between cable and a satellite dish? Consider the pros and cons of each.

That concludes this edition. Next edition of this carnival will be hosted here on January 20, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Carnival of Homeowners #21

Greetings! Welcome to the 21st edition of the Carnival of Homeowners. We have selected 8 posts for this edition. Here you go:

Chris Wondra presents Refinancing with Primerica: A Consumer Report posted at Chris Wondra . com. Two years ago a representative from Primerica came calling. He said he might be able to help us with our mounting debt load. I doubted that, but listened anyway. This is our story.

The Skilled Investor presents The Fund Authority Score - A Better Mutual Fund and ETF Rating System posted at THE SKILLED INVESTOR Blog. With the Fund Authority Score system, individual investors can make concise and objective mutual fund and ETF comparisons. Fund Authority Scores are based on cost, performance, and other measures, which are correlated with better long term buy-and-hold investment results.

John Crenshaw presents Full Doc, Stated Doc, and All The Other Mortgage Doc Types posted at Truthful Lending dot Com. If you have a mortgage or have ever tried to qualify for one, you’re probably familiar with the term “Full Doc,” short for Full Documentation. That term refers to the level of income and asset documentation provided to the lender for a loan qualification. In this article you’ll learn the difference between Full Doc and Stated Loans as well as the other loan doc types.

Livingalmostlarge presents MP Dunleavey, why oh why? posted at Living Almost Large. Stupidity of MP Dunleavey in buying a second home. Why oh why did she do it?

Leftwingchristian presents A Housing Market Rant posted at Suburban Wife's Daily Dollar Diary.

James Wong presents Home preparation posted at James Wong. How to sell your home fast and for more money?

Edith presents 2008 Apartment Market Trends (U.S.) posted at Stewart Hsu.

Unequivocal presents The Before and After of Closing posted at Unequivocal Notes. Unequivocal says, our experience before and after we closed.

That concludes this edition. Next edition of this carnival will be hosted here on December 30, 2007. Feel free to submit your blog articles. Only one submission per blog is allowed.

Carnival of Homeowners #20

Greetings! Welcome to the 20th edition of the Carnival of Homeowners. We have selected 9 posts for this edition. Here are the posts in the order they were received.

Everything Finance presents Mortgage Escrow: To Do Or Not To Do posted at Everything Finance.

Mortgage Help presents FHASecure Refinance Loan | FHASecure Requirements posted at Mortgage Tips and Credit Help.

Ryan Russell presents It’s All Cash For Christmas! posted at My Money Thinks. The extra income helps ease the financial pressure of the birthday in the middle of all the other holiday spending.

Ted Stearns presents 3 Reasons Why I Can?t Cry For Countrywide posted at TradeLine Solutions.com. Ted says, "Despite their financial woes, we find it hard to sympathize with Countrywide Financial. Having led more consumers into foreclosure than any other lender, we believe this is just the beginning of their troubles."

Silicon Valley Blogger presents How To Destroy Your Credit With Bad Mortgage Loans posted at The Digerati Life. Here are some personal stories that reflect the subprime mortgage lending crisis.

Rahmi presents What to do when you're in foreclosure posted at I love writing blogs....

Eric presents Why I Bought My First House posted at A Penny Closer.

Edith presents 2008 Apartment Market Trends (U.S.) posted at Stewart Hsu.

Bonnie Krueger presents Are Subprime Loans Worth It For Your Mortgage? posted at WhaleHook Loans.

That concludes this edition. Next edition of this carnival will be hosted here on December 12, 2007. Submit your blog articles using our blog carnival submission form.

Carnival of Homeowners #19

Greetings! Welcome to the 19th edition of the Carnival of Homeowners. We have selected 10 posts for this edition. Here you go:

Editor's Pick:

Brian presents Greenify Your Home: 100 Tips and Resources to Make Your House Environmentally Friendly posted at International Listings Blog. The tips and tricks listed in the article can help you with your green home remodeling projects.

Other Posts:

PabloPabla presents When You Should Reconsider Refinancing Your Mortgage? posted at Financial & Legal Matters. This post deals with questions on when might be the best time to consider refinancing.

Edith presents What’s a Cap Rate? posted at Stewart Hsu.

KCLau presents What’s Your Time Worth? posted at KCLau's Money Tips. Value of money is always tied to time element. If you work, you need to understand the basic concept that you’re trading your time for money. Time is a nonrenewable resource, but money? You will be able to make much more money if you understand the relationship between time and money.

Artthailand presents Owning a condo in Thailand posted at artThailand.

Cashmoneylife presents Challenge Your Property Taxes and Win! posted at Cash Money Life. This is an article about how to reduce your property taxes and hopefully save a few hundred dollars in the process.

Bonnie Krueger presents Tips On How You Can Invest Into Real Estate To Make Money posted at WhaleHook Loans.

Vihar Sheth presents MLS Listings Going Green posted at green | rising. A little good news in an otherwise gloom and doom real estate market - the local Multiple Listing Service (MLS) that’s used by realtors to list and search for houses, is going green.

T. Pettinger presents How To Sell Your House for a Higher Price posted at Mortgage Blog. Some tips on how to get a better selling price for your home.

Ryan Russell presents Go “Outside The Box” for Great Holiday Gifts posted at My Money Thinks. For these people (and anyone else), a little creativity and imagination will go a long way when shopping for holiday gifts.

That concludes this edition. Next edition of this carnival will be hosted here on December 05, 2007. Submit your blog articles using our Blog Carnival Submission Form.

Carnival of Homeowners #18

Greetings! Welcome to the 18th edition of the Carnival of Homeowners. We have selected 11 posts for this edition. Here are the posts in the order they were received.

FIRE Finance presents Wild Fire Disaster Preparation - Part 2! posted at FIRE Finance. According to the Guardian (Oct 26, 2007), the recent wildfires in California have destroyed 1,500 homes, displaced half a million people, and caused an estimated $1billion in damages.

Thomas Humes presents Simple Habits That Lead To Wealth posted at Wealth Building World. Wealth creation is a combination of rules and habits. Here’s the number one rule, if you want to be wealthy, its not how much money you earn, its not how many cars you drive, it is how much you can save and invest and that’s the key.

Repeat Revenue presents Incentives to use renewable fuels posted at Solar Power Home. Every state in the united states gives incentives for using renewable power sources. Lately more incentives are being offered for using of solar power on home, some of these programs pay for 80% of the purchase price, and you get to pocket the resale value. See what your state offers.

Lori Prokop presents Solar Energy Works posted at Corbett Kroehler Keyboard Culture Global Warming. In his article Corbett Kroehler Global Warming Expert at Keyboard Culture talks about Florida’s Showcase Green Envirohome. It embraces solar energy in more ways than you might expect. Florida’s Showcase Green Envirohome operates in harmony with nature, consuming very little energy and expelling a fraction of the waste water that conventional homes do.

Bonnie Krueger presents Should I Put Down 10 Percent Or 20 Percent To Get A Mortgage? posted at Mortgages And Home Loans.

Matthew Paulson presents Worried About the Real Estate Slump? Don’t Panic. » American Consumer News posted at American Consumer News.

Mark Runta presents Mortgage Dilemma posted at Smart Investing & Money Management. To pay-off or not to pay-off. Mortgage that is. A conundrum in today's volatile economy.

Glblguy presents How To Protect Your Personal Data When Disaster Strikes posted at Gather Little By Little.

Silicon Valley Blogger presents Beyond Home Buying: How Building And Renovating Can Be The Biggest Investments Of Your Life » Money and Personal Finance Blog In Silicon Valley posted at The Digerati Life.

The Skilled Investor presents Where?s Waldo? - The illusion of superior professional mutual fund manager performance. posted at The Skilled Investor's FINANCIAL PLANNING BLOG. The effort to find those few supposedly superior money managers willing to sell their services sufficiently cheaply is a costly, time consuming, and futile, "Where’s Waldo?," searching exercise for the individual investor. Many money managers will claim to be superior and few or none actually will be.

Allen Taylor presents Business Investment Strategies That Work Every Time posted at Personal Investing Advice. The secret to investment success is the consistent application of time-proven strategies, not the use of complex, hard-to-understand investment vehicles created by investment bankers out to take your money!

That concludes this edition. Next edition of this carnival will be hosted here on November 28, 2007. Submit your blog articles using our Blog Carnival Submission Form.

Carnival of Homeowners #17

Greetings! Welcome to the 17th edition of the Carnival of Homeowners. We have received 20 posts for this edition. Here are the posts in the order they were received.

Eric Hudin presents Tax Help - Creative Use of the Roth IRA in Estate Planning posted at My Estate Planning Career Blog. Parents must give serious thought to protecting their family through creative estate planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be an elegant tool you can use to pass some of your wealth to your children on a tax-free basis.

Allen Ta